Tag Archives: buy my first home

FREE First-time Homebuyer Seminar – Saturday, July 22 at 10AM

Join Debbie Gerald with Go Brent Team of Keller Williams Capital Properties and Ramez Fahmy, Branch Manager at Caliber Home Loans for an informative seminar on how to purchase your first home.  The seminar is offered on Saturday, July 22 from 10-11am at the Silver Spring Civic Center in downtown Silver Spring. There is no cost or obligation, just plenty of information! Please register in advance.

Homebuyers are invited to come discuss the ins and outs of purchasing and financing your first home. You’ll also have the opportunity to ask questions and learn how to start the home buying process.

A little more about your hosts:

As a member of Go Brent Team, a top-ranked DC Metro area team helping 40 clients to buy homes last year, Debbie Gerald specializes in educating first-time homebuyers on the home buying process and the many avenues available when purchasing your first home. Debbie is an expert in the marketplace and an experienced contract negotiator; she also provides clients with superior service. Buyers know they can count on Debbie to guide them as they search for the right home.

rfahmy9cbf7f7235e36a8cbf7fff0000809951

Caliber Home Loans Branch Manager Ramez Fahmy offers buyers 20-years experience in mortgage lending. Ramez is dedicated to providing superior service and expert guidance to first-time buyers throughout the home financing process. Caliber Home Loans offers competitive rates and fees along with innovative mortgage solutions to first-time homebuyers. Last year Ramez helped over 100 clients finance their home purchase. (NMLS#: 476394)

Can’t attend but want more information about home buying process? Email Debbie or call 301.873.0422.

Rising Interest Rates

Many buyers are contemplating what a rise in interest rates would mean. Here are two scenarios that illustrate savings at a lower rate:

Buying a $400,000 home with 5% down at an interest rate of 4.125% vs. 4.5%:

You save approximately:
$80/per month
$960/per year
$30,000 over the life or the loan

Buying a $650,000 home with 5% down at an interest rate of 4.125% vs. 4.5%:

You save approximately:
$135/per month
$1,620/per year
$50,000 over the life or the loan

One of the most important factors when buying a home (or refinancing your current home) is choosing a lender.

As Cari Jordan stated, “I am concerned about the transaction going as smoothly as possible; the chances of that happening increase when a buyer uses a local lender with a good track record, who has processors, underwriters, and appraisers who are also based locally and familiar with our area.”

Over the years, these local lenders have served Go Brent Team’s clients well. Feel free to contact them directly or reach out to us and we’ll be happy to introduce you.

Chad Loube
George Mason Mortgage, LLC

Ramez Fahmy
Caliber Home Loans

Bruce Meyers
First Home Mortgage

Craig Strent
Apex Home Loans

FREE First Time Homebuyer Seminar – Tuesday, March 28

Join Debbie Gerald with Go Brent Team of Keller Williams Capital Properties and Ramez Fahmy, Branch Manager at Caliber Home Loans for an informative seminar on how to purchase your first home.  The seminar is offered on Tuesday, March 28 at 7:00-8:30pm at the Silver Spring Civic Center in downtown Silver Spring. There is no cost or obligation, just plenty of information! Please register in advance.

Homebuyers are invited to come discuss the ins and outs of purchasing and financing a first home. You’ll also have the opportunity to ask questions and learn how to start the home buying process.

A little more about your hosts:

As a member of Go Brent Team, a top-ranked team in the DC Metro area, Debbie Gerald specializes in educating first-time homebuyers on the home buying process and the many avenues available when purchasing your first home. Buyers know they can count on Debbie to guide them as they search for the right home. Our agents are experts in the marketplace, highly experienced contract negotiators, and provide clients with superior service. Go Brent Team helped 45 clients purchase homes last year.

rfahmy9cbf7f7235e36a8cbf7fff0000809951

Caliber Home Loans Branch manager Ramez Fahmy offers buyers 20-years experience in mortgage lending. Ramez is dedicated to providing superior service and expert guidance to first-time buyers throughout the home financing process. Caliber Home Loans offers competitive rates and fees along with innovative mortgage solutions to first-time homebuyers. Last year Ramez helped over 100 clients finance their home purchase. (NMLS#: 476394)

Can’t attend but want more information about home buying process? Email Debbie or call 301.873.0422.

Buying a Home in a Seller’s Market

1504 Ballard Street, Silver Spring – Just 6 days on the market and under contract!

Our region is currently experiencing a “seller’s market,” meaning the demand for housing currently exceeds the supply and as a result, the market can be quite competitive for buyers – there may be multiple offers or homes may go under contract quickly.

Go Brent Team offers clients a working partnership to assess your needs and assist you to determine the best strategy for buying in the current market. Tammy Thomas, Cari Jordan, and Debbie Gerald are all full-time agents who have an unrivaled command of the local market.

WHAT WE DO

First, we provide you with a free consultation to get a clear picture of your ideal home. We work to ensure you are aware of the best properties available in your desired area, price range, and location; we can also suggest other neighborhoods that you may have overlooked but might want to consider. We provide you with sound advice by assessing what’s happening in today’s market and taking into account market forecasts, as well as your preferred timeframe and needs.

We recommend experienced lenders who can pre-approve you and determine the best financing plan for your situation. Your choice of lender will play a role when sellers and listing agents consider your offer; we’ll offer you guidance so you can make the best decision.

We also provide you with on-going updates of available properties in your target neighborhoods. We schedule showing appointments and assist you to compare homes. We are area experts and well connected in our communities. We can plug you in to local resources for hot topics like schools, transportation, parks, entertainment, dining and more. We offer you flexibility to tour homes when you are available. We are also in constant communication with agents in your target neighborhoods and often learn of new listings before they hit the market!

When you are ready to make an offer, we strategize to prepare your strongest offer. Writing and negotiating an offer is complex; our experience, knowledge and transaction volume means we can offer you expert advice. Go Brent Team agents are well-known, well respected, and have collegial relationships with area Realtors, so we offer you negotiating strength.

We would be happy to assist you whether you are ready to buy now or contemplating a future move.

SCHEDULE YOUR FREE BUYER CONSULT:

FREE First Time Homebuyer Seminar – Wednesday, January 25

Join Debbie Gerald with Go Brent Team of Keller Williams Capital Properties and Ramez Fahmy, Branch Manager at Caliber Home Loans for an informative seminar on how to purchase your first home.  The seminar is offered on Wednesday, January 25 from 6:30-8:00 pm at the Silver Spring Civic Center in downtown Silver Spring. There is no cost or obligation, just plenty of information! Please register in advance.

Homebuyers are invited to come discuss the ins and outs of purchasing and financing a first home. You’ll also have the opportunity to ask questions and learn how to start the home buying process.

A little more about your hosts:

As a member of Go Brent Team, a top-ranked team in the DC Metro area, Debbie Gerald specializes in educating first-time homebuyers on the home buying process and the many avenues available when purchasing your first home. Buyers know they can count on Debbie to guide them as they search for the right home. Our agents are experts in the marketplace, highly experienced contract negotiators, and provide clients with superior service. Go Brent Team helped 45 clients purchase homes last year.

rfahmy9cbf7f7235e36a8cbf7fff0000809951

Caliber Home Loans Branch manager Ramez Fahmy offers buyers 20-years experience in mortgage lending. Ramez is dedicated to providing superior service and expert guidance to first-time buyers throughout the home financing process. Caliber Home Loans offers competitive rates and fees along with innovative mortgage solutions to first-time homebuyers. Last year Ramez helped over 100 clients finance their home purchase. (NMLS#: 476394)

Can’t attend but want more information about home buying process? Email Debbie or call 301.873.0422.

Free Consult Service

Go Brent Team agents offer free consults. We offer expert advice on a wide range of real estate topics. We can help whether you have specific real estate questions you need addressed right now or you simply are gathering information to make future decisions.

Many buyers want assistance deciding if the time is right to purchase a home. Sometimes buyers want to get a clear picture of what the home purchasing process entails or are simply gathering information on specific neighborhoods. Homeowners typically want to weigh options in terms of selling or renting. Many homeowners want assistance as they plan improvement projects; our services range from helping to pick paint colors or finishes to providing input on renovation or improvement projects. Whatever you need, Go Brent Team is happy to help!

How we can help

We offer a no pressure, low-key, informative, and discrete approach. Consults with Go Brent Team agents usually last an hour, and there is absolutely no charge. Since the majority of our business is done through word-of-mouth referrals, we simply ask that you pass along our contact information to anyone who is considering buying or selling.

We welcome all inquires – common consult topics include:

Selling and Preparation for Selling
Buying and Preparation for Buying
Selling vs. Renting
Buying vs. Renting
Moving vs. Renovating
Renovating vs. Over-Improving
Home Improvement Ideas
“Best Bang for the Buck” Renovations
What’s My Home Worth?

Contact us for a free, no obligation consultation

Testimonial from Our Free Consult Service

[wolf_testimonials_start]

[wolf_testimonial_slide cite=”Preeya Gholkar and Vijay Ejantkar, Takoma Park”]

We obtained Liz Brent’s name from our list serve almost 3 years ago, and asked her to come out for a general evaluation to get an idea of what she might list our house for, as well as where we might get the most “bang for the buck” in terms of home improvement projects.[/wolf_testimonial_slide]

[wolf_testimonials_end]

FREE First Time Homebuyer Seminar – Wednesday September 28

Join Debbie Gerald with Go Brent Team of Keller Williams Capital Properties and Ramez Fahmy, Branch Manager at Caliber Home Loans for an informative seminar on how to purchase your first home.  The seminar is offered on Wednesday, September 28 from 6:30-8:00 pm at the Silver Spring Civic Center in downtown Silver Spring. There is no cost or obligation, just plenty of information! Please register in advance.

Homebuyers are invited to come discuss the ins and outs of purchasing and financing a first home. You’ll also have the opportunity to ask questions and learn how to start the home buying process.

A little more about your hosts:

As a member of Go Brent Team, a top ranked team in the DC Metro area, Debbie Gerald specializes in educating first-time homebuyers on the home buying process and the many avenues available when purchasing your first home. Buyers know they can count on Debbie to guide them as they search for the right home. Our agents are experts in the marketplace, highly experienced contract negotiators, and provide clients with superior service. Go Brent Team helped 50 clients purchase homes last year.

rfahmy9cbf7f7235e36a8cbf7fff0000809951

Caliber Home Loans Branch manager Ramez Fahmy offers buyers 20-years experience in mortgage lending. Ramez is dedicated to providing superior service and expert guidance to first-time buyers throughout the home financing process. Caliber Home Loans offers competitive rates and fees along with innovative mortgage solutions to first-time homebuyers. Last year Ramez helped over 100 clients finance their home purchase. (NMLS#: 476394)

Can’t attend but want more information about home buying process? Email Debbie or call 301.873.0422.

FREE First Time Homebuyer Seminar – Wednesday, May 18th

Join Debbie Gerald with Go Brent Team of Keller Williams Capital Properties and Ramez Fahmy, Branch Manager at Caliber Home Loans for an informative seminar on how to purchase your first home.  The seminar is offered on Wednesday, May 18 from 7:00-8:30 pm at the Silver Spring Civic Center in downtown Silver Spring. There is no cost or obligation, just plenty of information! Please register in advance.

Homebuyers are invited to come discuss the ins and outs of purchasing and financing a first home. You’ll also have the opportunity to ask questions and learn how to start the home buying process.

A little more about your hosts:

As a member of Go Brent Team, a top ranked team in the DC Metro area, Debbie Gerald specializes in educating first-time homebuyers on the home buying process and the many avenues available when purchasing your first home. Buyers know they can count on Debbie to guide them as they search for the right home. Our agents are experts in the marketplace, highly experienced contract negotiators, and provide clients with superior service. Go Brent Team helped 50 clients purchase homes last year.

rfahmy9cbf7f7235e36a8cbf7fff0000809951

Caliber Home Loans Branch manager Ramez Fahmy offers buyers 20-years experience in mortgage lending. Ramez is dedicated to providing superior service and expert guidance to first-time buyers throughout the home financing process. Caliber Home Loans offers competitive rates and fees along with innovative mortgage solutions to first-time homebuyers. Last year Ramez helped over 100 clients finance their home purchase. (NMLS#: 476394)

Can’t attend but want more information about home buying process? Email Debbie or call 301.873.0422.

FREE First-Time Homebuyer Seminar – Tuesday, March 22

Join Debbie Gerald with Go Brent Team of Keller Williams Capital Properties and Ramez Fahmy, Branch Manager at Caliber Home Loans for an informative seminar on how to purchase your first home.  The seminar is offered on Tuesday, March 22 from 6:30-8:00 pm at the Silver Spring Civic Center in downtown Silver Spring. There is no cost or obligation, just plenty of information! Please register in advance.

Homebuyers are invited to come discuss the ins and outs of purchasing and financing a first home. You’ll also have the opportunity to ask questions and learn how to start the home buying process.

A little more about your hosts:

Debbie_2013

As a member of Go Brent Team, a top ranked team in the DC Metro area, Debbie Gerald specializes in educating first-time homebuyers on the home buying process and the many avenues available when purchasing your first home. Buyers know they can count on Debbie to guide them as they search for the right home. Our agents are experts in the marketplace, highly experienced contract negotiators, and provide clients with superior service. Go Brent Team helped 50 clients purchase homes last year.

rfahmy9cbf7f7235e36a8cbf7fff0000809951

Caliber Home Loans Branch manager Ramez Fahmy offers buyers 20-years experience in mortgage lending. Ramez is dedicated to providing superior service and expert guidance to first-time buyers throughout the home financing process. Caliber Home Loans offers competitive rates and fees along with innovative mortgage solutions to first-time homebuyers. Last year Ramez helped over 100 clients finance their home purchase. (NMLS#: 476394)

Can’t attend but want more information about home buying process? Email Debbie or call 301.873.0422.

Free First-Time Homebuyer Seminar – Thursday October 8th

Join Go Brent Team’s Debbie Gerald and Ramez Fahmy, Branch Manager at Caliber Home Loans, for a First-Time Homebuyers Seminar. The seminar is offered on Thursday, October 8 from 6:30-8:00 pm at the Silver Spring Civic Center’s Ellsworth Room in downtown Silver Spring. There is no cost or obligation, just plenty of information! Please register in advance.

Homebuyers are invited to come discuss the ins and outs of purchasing and financing a first home, along with the opportunity to ask questions and learn how to start the home buying process.

A little more about your hosts:

Debbie_2013

As a member of Go Brent Team, a top ranked team in the DC Metro area, Debbie Gerald specializes in educating first-time homebuyers on the home buying process and the many avenues available when purchasing your first home. Buyers know they can count on Debbie to guide them as they search for the right home. Our agents are experts in the marketplace, highly experienced contract negotiators, and provide clients with superior service. Go Brent Team helped 50 clients purchase homes last year.

rfahmy9cbf7f7235e36a8cbf7fff0000809951

Caliber Home Loans Branch manager Ramez Fahmy offers buyers 20-years experience in mortgage lending. Ramez is dedicated to providing superior service and expert guidance to first-time buyers throughout the home financing process. Caliber Home Loans offers competitive rates and fees along with innovative mortgage solutions to first-time homebuyers. Last year Ramez helped over 100 clients finance their home purchase. (NMLS#: 476394)

Can’t attend but want more information about home buying process? Email Debbie or call 301.873.0422.